K&L GATES 401(K) PLAN BETA Contribution & Employer Match

K&L GATES 401(K) PLAN BETA Average Participant Retirement Account Value

K&L GATES 401(K) PLAN BETA Estimated Average Employee Contribution Amount

• Each year, participants may defer, on a pretax basis, up to 75% of annual compensation, as defined in the Plan.
• Participants who have attained age 50 before the end of the year are eligible to make pretax catch-up contributions.
• A participant may also elect to defer, on an after-tax basis, to a Roth account or Roth catch-up account in the same amounts noted above in lieu of, or in combination with, the participant’s pretax deferral.
• Participants may also contribute rollover amounts from other qualified plans.
• All eligible participants who are over the age of 18 are subject to an auto-enrollment feature.
• Unless an employee waives participation in the Plan, he/she is automatically enrolled and the deferral rate is set at 5% of eligible compensation 60 days after the employee’s date of hire until changed by the participant.

• The Firm, at the sole discretion of the Management Committee, may make a profit-sharing contribution in any amount.
• The profit-sharing contribution rate for the year ended December 31, 2024 was 5% of eligible participants’ compensation up to the statutory limit.

• Participants are vested immediately in their contributions and all Firm contributions plus actual earnings thereon.