INTER IKEA TACK PROGRAM Contribution & Employer Match

How IKEA PURCHASING SERVICES (US), INC. Supports Your Retirement Savings

IKEA PURCHASING SERVICES (US), INC. provides retirement savings benefits through INTER IKEA TACK PROGRAM. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

INTER IKEA TACK PROGRAM Average Participant Retirement Account Value

In 2023, the average participant retirement account value for INTER IKEA TACK PROGRAM is $8,741.00

*Data from public filings (2023) 232486935-002

Employer Match in INTER IKEA TACK PROGRAM

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

INTER IKEA TACK PROGRAM Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in INTER IKEA TACK PROGRAM is approximately $330.00
Investing in this additional $330.00 for 20 years would give you extra $21,175.00, assuming a 10% annual return.

*Data from public filings (2023) 232486935-002

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

INTER IKEA TACK PROGRAM Contribution & Match Policy

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

Get Key Insights for This Plan

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Keep researching INTER IKEA TACK PROGRAM

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Money headlines from this plan

These filing-based headlines surface the numbers most likely to affect a participant decision. Verify current plan documents before acting.

  • Average plan assets per reported participant: $8,741
    Based on the 2023 public filing. This is a plan-wide average, not a personal retirement target. Calculate a personal retirement target.
  • Employer contributions per reported participant: $331
    Based on the 2023 public filing. This reported average can include match, profit sharing, or other employer contributions. Review the match and contribution details.
  • Reported administrative expenses as a share of assets: 0.17%
    Based on the 2023 public filing. This plan-level administrative ratio does not replace current fund expense ratios or participant fee disclosures. Estimate the long-term impact of fees.

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