INNOVATIVE EMPLOYEE SOLUTIONS, INC. 401(K) PLAN Contribution & Employer Match

How INNOVATIVE EMPLOYEE SOLUTIONS, INC. Supports Your Retirement Savings

INNOVATIVE EMPLOYEE SOLUTIONS, INC. provides retirement savings benefits through INNOVATIVE EMPLOYEE SOLUTIONS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

INNOVATIVE EMPLOYEE SOLUTIONS, INC. 401(K) PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute up to 100 percent of their salary, subject to the maximum limits of the Internal Revenue Code (IRC).

2. Employer Match/Contribution Conditions: The employer may contribute a profit-sharing amount at the option of the Board of Directors.

3. Vesting Schedule/Eligibility: Participants are 25 percent vested after one year of credited service and vest 25 percent per year thereafter, becoming 100 percent vested after four years of service. They are immediately vested in their own contributions plus actual earnings.