INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST Contribution & Employer Match
How INN VENTURES IVI, LP Supports Your Retirement Savings
INN VENTURES IVI, LP provides retirement savings benefits through INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST Average Participant Retirement Account Value
INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST Estimated Average Employee Contribution Amount
100,144.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,564.00 in INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST Total Employer Contribution and Match Rate
INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST Estimated Average Employer Match
Investing in this additonal $158.00 for 20 years would give you extra $10,162.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST Contribution & Match Policy
INN VENTURES IVI LP 401K PROFIT SHARING PLAN AND TRUST Contribution, Match and Other Plan Policies
- Each year, participants may contribute the lesser of 1 percent to 92 percent of eligible compensation, as defined in the Plan, subject to certain IRC limitations.
- The Plan permits pre-tax and certain after-tax (Roth) deferral contributions.
- Participants who have attained age 50 before the end of the calendar year are eligible to make catch-up contributions.
- The Company may contribute to each eligible employee a matching contribution as determined by the Company.
- Participant catch up contributions will be excluded from any matching calculation.
- For the years ended December 31, 2024 and 2023, the Company made matching contributions of $358,436 and $423,269, respectively.
- Participants are immediately vested in their elective contributions, rollover contributions and the earnings received on those contributions.
- Vesting in the remainder of their accounts and the earnings thereon is based upon vesting years of service with the Company, as defined in the Plan.
- Effective January 1, 2024, a participant is 100 percent vested after five years of credited service.
- For the plan years prior to 2024, a participant is 100 percent vested after six years of credited service.
- Participants who leave the Company before they are vested in the Company’s contributions forfeit their non-vested portion.
- The Plan allows for immediate vesting in any non-elective matching contributions.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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