IKAV ENERGY INC. 401(K) PLAN Contribution & Employer Match

How IKAV ENERGY INC. Supports Your Retirement Savings

IKAV ENERGY INC. provides retirement savings benefits through IKAV ENERGY INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

IKAV ENERGY INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for IKAV ENERGY INC. 401(K) PLAN is $60,307.00

IKAV ENERGY INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for IKAV ENERGY INC. 401(K) PLAN is $7,939.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
508,143.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,939.00 in IKAV ENERGY INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in IKAV ENERGY INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

IKAV ENERGY INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, IKAV ENERGY INC. 401(K) PLAN allocates $645,519.00 to match its employees’ contributions, providing an employer match rate of 33.39% of their contributions

IKAV ENERGY INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in IKAV ENERGY INC. 401(K) PLAN is approximately $2,561.00
Investing in this additonal $2,561.00 for 20 years would give you extra $163,941.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

IKAV ENERGY INC. 401(K) PLAN Contribution & Match Policy

IKAV ENERGY INC. 401(K) PLAN Plan Policies

IKAV ENERGY INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • The Plan provides for an automatic salary deferral of 6% of compensation for participants, other than those who have a salary deferral agreement in effect.
  • A participant may elect, per a salary deferral agreement, to defer a portion of his compensation in the form of a pre-tax 401(k) or Roth 401(k) contribution to his deferred compensation account under the Plan.
  • The Plan allows participants to contribute up to 80% of compensation, but not more than the IRS limitation in any Plan year.
  • Eligible employees at least 50 years of age may make catch-up contributions, subject to IRS limitations.
  • The Company provides a 50% matching contribution to participants (not to exceed 6% of compensation) and may make a discretionary profit sharing contribution to the Plan.
  • Vesting schedule:
  • Less than 1 years: 0%
  • A participant is immediately vested in their voluntary and rollover contributions plus actual earnings thereon.
  • A participant becomes 100% vested in employer contributions if they are employed on or after their normal retirement age, die, or become disabled.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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