HOLCIM (US) INC. RETIREMENT SAVINGS PLAN Contribution & Employer Match

HOLCIM (US) INC. RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value

HOLCIM (US) INC. RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount

• Each salaried and hourly employee who becomes eligible to participate in the plan may elect to contribute both pretax and after-tax contributions to the plan for each pay period in an amount equal to any whole percentage that, when added together, does not exceed 75 percent of the participant’s basic compensation.
• Each hourly employee who becomes eligible to participate in the plan under the basic plan document may elect to contribute to the plan on a pretax or after-tax basis for each pay period in an amount equal to any whole percentage that, when added together, does not exceed 100 percent of the participant’s basic compensation.

• For the RSP Plan, under the basic plan document, the Company makes two contributions.
• The regular match is made each pay period and is 100 percent of the first 3 percent and 50 percent of the next 3 percent of pretax and after-tax compensation contributed to the plan by each participant.
• Under the basic plan document for the Union Plan, the majority of eligible participants receive a company match of 100 percent of the first 3 percent and 50 percent of the next 3 percent of pretax and/or after-tax compensation contributed to the plan.
• In both plans, certain participants are also eligible for an employer capital accumulation matching contribution.
• These employer contributions are based on the participants’ age plus years of benefit service.
• The employer capital accumulation matching contribution percentage is determined based on the following formula: Matching Years of Service Plus Age Percentage: Less than 30 2.50%, At least 30 but less than 40 3.00, At least 40 but less than 50 3.50, At least 50 but less than 60 4.00, At least 60 but less than 70 4.50, 70 or more 5.00

• Vesting schedule:
• 5+ years: 100%