HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN Contribution & Employer Match

How HIGHWOODS REALTY LIMITED PARTNERSHIP Supports Your Retirement Savings

HIGHWOODS REALTY LIMITED PARTNERSHIP provides retirement savings benefits through HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN is $217,226.00

HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN is $5,461.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
349,530.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,461.00 in HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2024, HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN allocates $1,396,665.00 to match its employees’ contributions, providing an employer match rate of 46.71% of their contributions

HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN is approximately $2,539.00
Investing in this additonal $2,539.00 for 20 years would give you extra $162,521.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN Contribution & Match Policy

HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN Plan Policies

HIGHWOODS PROPERTIES 401(K) RETIREMENT PLAN Contribution, Match and Other Plan Policies

  • Participants may contribute up to 85% of pretax annual compensation, as defined in the Plan.
  • Participants are also permitted to contribute Roth after-tax deferrals to the Plan.
  • Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
  • Participants may also contribute amounts representing distributions from other qualified defined benefit or contribution plans (rollovers).
  • The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate or to contribute another amount.
  • Automatically enrolled participants hired before January 1, 2022, had their deferral rate set at 3% of eligible compensation, which will automatically escalate 1% on May 1 of each year, up to a maximum of 6%.
  • Automatically enrolled participants hired on or after January 1, 2022, had their deferral rate set at 6% of eligible compensation, which will automatically escalate 1% on May 1 of each year, up to a maximum of 10%.
  • The Sponsor makes matching contribution of 75% of the first 6% of eligible compensation that a participant contributes to the Plan.
  • Participants are vested immediately in their contributions, plus actual earnings thereon.
  • Participants are vested in the Sponsor’s contributions, plus actual earnings thereon, based on years of continuous service.
  • Effective July 1, 2019, a participant is 100% vested after three years of credited service.
  • Participants hired prior to and remained employed as of July 1, 2019, are 20% vested after one year, 40% after two years and 100% after three years of credited service.
  • Participants terminated from the Sponsor prior to July 1, 2019, are vested 20% after one year of credited service and vest an additional 20% per year, up to 100% after five years.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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