HELDS JANITORIAL SERVICE INC 401K PROFIT SHARING PLN & TRST Contribution & Employer Match

HELDS JANITORIAL SERVICE INC 401K PROFIT SHARING PLN & TRST Contribution & Employer Match

HELDS JANITORIAL SERVICE INC provides the following retirement savings benefits to its employees:

HELDS JANITORIAL SERVICE INC 401K PROFIT SHARING PLN & TRST Average Participant Retirement Account Value

In 2007, the average participant retirement account value for HELDS JANITORIAL SERVICE INC 401K PROFIT SHARING PLN & TRST is $3.00

HELDS JANITORIAL SERVICE INC 401K PROFIT SHARING PLN & TRST Estimated Average Employee Contribution Amount

In 2007, the estimated average employee contribution amount per participant for HELDS JANITORIAL SERVICE INC 401K PROFIT SHARING PLN & TRST is $182.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
11,695.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 182.00 in HELDS JANITORIAL SERVICE INC 401K PROFIT SHARING PLN & TRST, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in HELDS JANITORIAL SERVICE INC 401K PROFIT SHARING PLN & TRST

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

HELDS JANITORIAL SERVICE INC 401K PROFIT SHARING PLN & TRST Contribution & Match Policy


Free newsletters

High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more ...

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this 'lazy' portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan ...