GREYHOUND LINES, INC. RETIREMENT SAVINGS PLAN Contribution & Employer Match

GREYHOUND LINES, INC. RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value

GREYHOUND LINES, INC. RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount

• The Plan provides for employee salary deferral contributions up to a maximum of 50 percent of annual compensation subject to maximum tax-deferred limitations established by the Internal Revenue Code.
• Each eligible employee is automatically enrolled in the Plan at a deferral rate of 6 percent unless the employee affirmatively declines to participate in the Plan.
• Each April 1, after an automatically enrolled participant has been enrolled in the Plan for one year or more, the participant’s deferral rate is increased by 1 percent each year until the deferral rate is 15 percent.

• Employer matching contributions are made by the Company and equal 50 percent of the amount of before-tax savings contributions and/or Roth contributions made by each participant, up to 6 percent of such participant’s earnings.
• No employer matching contributions shall be made to the Plan with respect to any catch-up contributions.

• Vesting in the Company’s matching and discretionary contribution portion of their accounts plus actual earnings thereon is based on years of continuous service.
• Generally, participants vest at 33 percent after one year of service, 67 percent after two years of service, and 100 percent after three years of service with the Company.