GPS NAVIGATOR POOLED EMPLOYER PLAN Contribution & Employer Match

GPS NAVIGATOR POOLED EMPLOYER PLAN Average Participant Retirement Account Value

GPS NAVIGATOR POOLED EMPLOYER PLAN Estimated Average Employee Contribution Amount

• Each year eligible participants may make pre-tax and Roth contributions of their eligible compensation, as defined by the Plan and Participating Employer participation agreement, subject to applicable limits established by law.
• Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
• The Participating Employers in the Plan may elect automatic enrollment and escalation features.
• Accordingly, the Participating Employer will automatically withhold a defined percentage of an eligible participant’s compensation based on the Participating Employer’s participation agreement, unless the participant affirmatively opts out.

• NOT_FOUND – The text states that Participating Employers may elect to make safe harbor, matching contributions, nonelective contributions, qualified nonelective contributions (QNECs) or qualified matching contributions (QMACs) to the Plan, but no specific match formula is provided.
• Each Participating Employer elects their own provisions.

• Participants are immediately vested in their contributions plus actual earnings thereon.
• Vesting in the Participating Employer contribution portion of their accounts, plus actual earnings thereon, is based on years of service ranging from immediate to six years graded or cliff vesting, as elected by each Participating Employer.
• Notwithstanding the above, participants are fully vested in the participating employers’ contributions upon reaching retirement age, death disability, or termination of the Plan.