GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES Contribution & Employer Match

How GENERAL DYNAMICS CORPORATION Supports Your Retirement Savings

GENERAL DYNAMICS CORPORATION provides retirement savings benefits through GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES Average Participant Retirement Account Value

In 2024, the average participant retirement account value for GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES is $96,016.00

GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES is $4,661.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
298,309.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,661.00 in GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES Total Employer Contribution and Match Rate

In 2024, GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES allocates $55,352,547.00 to match its employees’ contributions, providing an employer match rate of 56.41% of their contributions

GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES is approximately $2,547.00
Investing in this additonal $2,547.00 for 20 years would give you extra $163,041.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES Contribution & Match Policy

GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES Plan Policies

GENERAL DYNAMICS CORPORATION 401(K) PLAN FOR REPRESENTED EMPLOYEES Contribution, Match and Other Plan Policies

  • Participants may contribute from 1% up to 50% of eligible compensation as pre-tax or Roth deferrals, up to the statutory limits defined by the Internal Revenue Code (IRC).
  • Participants of business units specified in the Plan Document, as applicable, are permitted to contribute from 1% up to 50% of compensation as after-tax contributions.
  • The Plan has an automatic enrollment feature which is applied to new employees of certain business units as defined in the Plan Document.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • The Employer matching contribution varies based on the business unit with whom the participant is employed.
  • Participants at certain business units may be eligible to receive an Employer discretionary contribution based on a percentage of their eligible compensation or other applicable formula.
  • Participants’ contributions and actual earnings thereon are always 100% vested.
  • Vesting in any Employer matching or discretionary contributions varies by business unit but does not exceed three years.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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