GENERA PR SAVING PLAN Contribution & Employer Match
How GENERA PR LLC Supports Your Retirement Savings
GENERA PR LLC provides retirement savings benefits through GENERA PR SAVING PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
GENERA PR SAVING PLAN Average Participant Retirement Account Value
GENERA PR SAVING PLAN Estimated Average Employee Contribution Amount
690,553.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 10,789.00 in GENERA PR SAVING PLAN, assuming a 10%* annual return.
*Data from public filings (2024) 660994219-001
Employer Match in GENERA PR SAVING PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
GENERA PR SAVING PLAN Total Employer Contribution and Match Rate
GENERA PR SAVING PLAN Estimated Average Employer Match
Investing in this additional $3,321.00 for 20 years would give you extra $212,604.00, assuming a 10% annual return.
*Data from public filings (2024) 660994219-001
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
GENERA PR SAVING PLAN Contribution & Match Policy
GENERA PR SAVING PLAN Contribution, Match and Other Plan Policies
- Each year participants may contribute an amount not to exceed the maximum deferral amount specified by the Puerto Rico tax law.
- Annual deferral limit under PRIRC is $15,000 for the years ended December 31, 2024 and 2023, respectively.
- For the year ended December 31, 2024 and 2023, the discretionary matching contribution was $1.00 for each $1.00 of pre-tax contributions up to 5% of eligible compensation, and with a cap of $10,000 per participant.
- In addition, participants who are age 50 or older at the end of a calendar year may make additional pre-tax contributions (catch-up contributions) of up to $1,500 per calendar year.
- For the year ended December 31, 2024 and 2023, the discretionary matching contribution was $1.00 for each $1.00 of pre-tax contributions up to 5% of eligible compensation, and with a cap of $10,000 per participant.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about GENERA PR SAVING PLAN. See how it compares to peer companies in fees, match generosity, and investment quality in its MyPlanIQ plan rating.
See this plan’s rating →Explore More Plan Resources
Questions about your 401(k) or retirement plan? Ask our team
Send us your question — about your plan, your investments, a lost 401(k) or anything on MyPlanIQ. A real person reads every message.
Keep researching GENERA PR SAVING PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Money headlines from this plan
These filing-based headlines surface the numbers most likely to affect a participant decision. Verify current plan documents before acting.
- Average plan assets per reported participant: $13,920
Based on the 2024 public filing. This is a plan-wide average, not a personal retirement target. Calculate a personal retirement target. - Employer contributions per reported participant: $3,322
Based on the 2024 public filing. This reported average can include match, profit sharing, or other employer contributions. Review the match and contribution details. - Employee contributions per reported participant: $5,395
Based on the 2024 public filing. Individual contribution rates vary with pay, eligibility, and participation. Model a contribution increase. - Reported administrative expenses as a share of assets: 0.01%
Based on the 2024 public filing. This plan-level administrative ratio does not replace current fund expense ratios or participant fee disclosures. Estimate the long-term impact of fees.
401(k) research guides
- How to Evaluate Your 401(k) Plan in 2026
- How MyPlanIQ Scores 401(k) Plans
- Evaluate an Old 401(k) Before Rollover
- Best 401(k) Plans in 2026
- Build a Retirement Portfolio in a 401(k) or IRA
- Connect Plan, Fund, Portfolio, and Calculator Research
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- ENEL GREEN POWER NORTH AMERICA, INC. 401(K) PLAN (709 participants, $34,681,772)
- ENXCO SAVINGS PLAN (695 participants, $20,924,542)
- TR1-STATE 401K PLAN AND TRUST (695 participants, $32,179,631)
- MULHOLLAND 401(K) PLAN (790 participants, $3,211,540)
- EDF RENEWABLE ENERGY SAVINGS PLAN (818 participants, $34,994,895)