FOUNDATION PARTNERS GROUP, LLC RETIREMENT SAVINGS PLAN Contribution & Employer Match

How FOUNDATION PARTNERS GROUP, LLC Supports Your Retirement Savings

FOUNDATION PARTNERS GROUP, LLC provides retirement savings benefits through FOUNDATION PARTNERS GROUP, LLC RETIREMENT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

FOUNDATION PARTNERS GROUP, LLC RETIREMENT SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees may contribute up to 90% of eligible compensation as pre-tax or Roth contributions.

2. Employer Match/Contribution Conditions: The employer matches 75% of the first 6% contributed by participants with less than six years of service and 100% of the first 6% contributed by participants with six or more years of service.

3. Vesting Schedule/Eligibility: The vesting schedule for employer contributions is as follows: 0% for less than two years, 20% for two years but less than three, 40% for three years but less than four, 60% for four years but less than five, 80% for five years but less than six, and 100% for six years or more. Eligibility requires at least three months of service and age 21 or older, with part-time employees needing 1,000 hours of service and to be age 21.

4. Roth 401(k) contribution: Yes, the plan allows Roth contributions.