FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN Contribution & Employer Match

How FLIGHT CENTRE TRAVEL GROUP (USA) INC Supports Your Retirement Savings

FLIGHT CENTRE TRAVEL GROUP (USA) INC provides retirement savings benefits through FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN is $71,673.00

FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN is $7,188.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
460,062.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,188.00 in FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN allocates $2,107,855.00 to match its employees’ contributions, providing an employer match rate of 28.18% of their contributions

FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN is approximately $1,012.00
Investing in this additonal $1,012.00 for 20 years would give you extra $64,825.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN Contribution & Match Policy

FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN Plan Policies

FLIGHT CENTRE TRAVEL GROUP (USA) INC 401(K) PLAN Contribution, Match and Other Plan Policies

  • Each year, participants may elect to contribute a portion of their compensation, subject to certain maximum limitations imposed by Section 402(g) of the IRC.
  • Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
  • Employees considered highly compensated may only defer 9% of their pretax annual compensation in 2024.
  • The Plan has an automatic enrollment provision (3% salary deferral with 1% increases annually on the first day of January until reaching a maximum of 10%) whereby employees must elect out of the Plan if they do not wish to participate.
  • The following contribution types are allowed by the Plan: Discretionary employer matching, Employer profit sharing.
  • Participants are immediately 100% vested in their elective deferrals including catch-up contributions, rollover contributions from other plans, and actual earnings thereon.
  • The method for crediting vesting service for Company matching and profit sharing contributions is based on vesting periods of service.
  • Participants are credited with a period of service for 1,000 hours earned.
  • If participants are employed on or after their Normal Retirement Age or if they terminate employment on account of death or disability, they are 100% vested in their Company matching and profit sharing contributions.
  • Service Years Matching Profit Sharing < 1 0% 0% 1 33% 20% 2 67% 40% 3 100% 60% 4 100% 80% 5 100% 100%

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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