FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN Contribution & Employer Match

How FISKARS BRANDS, INC. Supports Your Retirement Savings

FISKARS BRANDS, INC. provides retirement savings benefits through FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN is $125,285.00

FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN is $7,456.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
477,213.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,456.00 in FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN allocates $1,658,191.00 to match its employees’ contributions, providing an employer match rate of 45.62% of their contributions

FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN is approximately $1,700.00
Investing in this additonal $1,700.00 for 20 years would give you extra $108,845.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN Contribution & Match Policy

FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN Plan Policies

FISKARS GROUP 401(K) RETIREMENT SAVINGS PLAN Contribution, Match and Other Plan Policies

  • Participants may elect to make before tax contributions to the Plan up to the maximum allowed by the Internal Revenue Service (IRS).
  • Participants are subject to an automatic deferral amount which will require 6% of compensation to be withheld unless the participant elects a contrary election.
  • Employees classified as interns or temporary employees are not subject to the 6% automatic deferrals.
  • Participants subject to automatic deferrals will also be subject to an annual 1% increase up to 10% each April 1.
  • Notwithstanding any of the foregoing, a participant may elect to defer 0%.
  • Participants may make Roth contributions.
  • Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
  • Each year, the Company contributes company matching contributions of 100% of the first 3% of employee compensation and 50% of the next 3%.
  • Participants are immediately vested in their contributions and company matching contributions plus actual earnings thereon.
  • A participant is 100% vested in the Company discretionary contributions after five years of credited service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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