ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN Contribution & Employer Match
How ENDLESS HORIZONS, INC. Supports Your Retirement Savings
ENDLESS HORIZONS, INC. provides retirement savings benefits through ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN Average Participant Retirement Account Value
ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN Estimated Average Employee Contribution Amount
41,174.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 643.00 in ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN Total Employer Contribution and Match Rate
ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN Estimated Average Employer Match
Investing in this additonal $1,242.00 for 20 years would give you extra $79,513.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN Contribution & Match Policy
ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN Contribution, Match and Other Plan Policies
- Each year, participants may make elective contributions to the Plan of up to 90% of their pretax annual compensation, as defined in the Plan.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- Participants may also contribute amounts representing distributions from other qualified defined benefit or defined contribution plans (rollovers).
- The Employers provide matching contributions up to 3% of participants’ compensation, as defined by the Plan.
- Participants are vested immediately in their elective contributions and Employer prevailing wage rate contributions, plus actual earnings thereon.
- Vesting in the Employers’ matching contributions is based on years of continuous service.
- A participant is 100% vested after five years of credited service.
- A participant also becomes 100% vested upon reaching age 55, death or total and permanent disability prior to retirement.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Citizens Financial Group 401(k) Review: Dollar-for-Dollar Match Up to 4% With Immediate Vesting
- Target’s 401(k) Review: 100% Match on 5% with Immediate Vesting
- Eversource 401(k) Plan Review: Choose Your Match — 3% or 8%, Immediate Vesting Either Way
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
- Meta’s 401(k): 50% Match, Immediate Vesting, and $670M on the Table
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching ENDLESS HORIZONS EMPLOYEE RETIREMENT PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- PEAK RESORTS 401(K) RETIREMENT PLAN AND TRUST (468 participants, $7,081,121)
- IBIS 401(K) RETIREMENT SAVINGS PLAN (467 participants, $12,899,012)
- SPECTRUM CLUBS, INC 401K PROFIT SHARING PLAN (467 participants, $2,794,982)
- POARCH BAND OF CREEK INDIANS 401K RETIREMENT PLA (467 participants, $2,435,517)
- ARMY NAVY COUNTRY CLUB 401(K) PLAN (462 participants, $21,232,622)