ENDEAVOR AIR SAVINGS PLAN Contribution & Employer Match

ENDEAVOR AIR SAVINGS PLAN Average Participant Retirement Account Value

ENDEAVOR AIR SAVINGS PLAN Estimated Average Employee Contribution Amount

• Eligible participants may contribute up to 90% of their eligible compensation, as defined in the Plan document.
• Participants who do not elect a contribution percentage or do not elect to opt out of the Plan, within 45 days of their hire date are automatically enrolled for pre-tax contributions at a rate of 3% of eligible compensation.
• If no change is made to a participant’s 3% automatic-enrollment rate within the first year after enrollment, the participants’ contribution rate will increase by 1% each year (unless a different rate is chosen) until it reaches a maximum of 6%.
• In addition, participants age 50 or over during the year may elect to make catch-up contributions in accordance with the Code.

• The Company’s discretionary matching contributions are based upon years of service, as indicated in the following table: Years of Service Company Match Less than 5 years 100% of first 3% 5 years to less than 10 years 100% of first 5% 10 years to less than 15 years 100% of first 8% 15 years to less than 20 years 100% of first 10% 20 years or more 100% of first 12.5%

• Participants are immediately vested in their deferral contributions and discretionary profit sharing contributions plus earnings and losses thereon.
• Participants vest in the Company discretionary matching contributions plus earnings and losses thereon based upon years of service as follows: 25% after two years then an additional 25% each year, with 100% vesting occurring after five years of credited service.
• In the event of a participant’s death, disability, or reaching early retirement age, the participant becomes 100% vested in all Plan account balances.