EMPLOYEES’ PROFIT SHARING AND SALARY REDUCTION PLAN OF THE BLAKLEY CORPORATION Contribution & Employer Match

EMPLOYEES’ PROFIT SHARING AND SALARY REDUCTION PLAN OF THE BLAKLEY CORPORATION Average Participant Retirement Account Value

EMPLOYEES’ PROFIT SHARING AND SALARY REDUCTION PLAN OF THE BLAKLEY CORPORATION Estimated Average Employee Contribution Amount

• Each year, participants may authorize the Employer to contribute to the Plan up to 100% of their eligible annual compensation, subject to the maximum annual amount permitted under Section 402(g) of the Internal Revenue Code (IRC).
• Participants who attain age 50 before the end of the Plan year are eligible to make catch-up contributions.
• Participants may also make rollover contributions from amounts representing distributions from other qualified plans and certain Individual Retirement Accounts (IRA) as defined in the Plan Agreement.
• The Plan includes an auto-enrollment provision whereby certain employees are automatically enrolled in the Plan unless an affirmative election not to participate in the Plan is executed.
• Automatically enrolled participants have their contribution rate set at 3% of eligible compensation and their contributions are invested in a designated fund until changed by the participant.

• In 2024, the Employer made discretionary matching contributions equal to 50% of the first 6% of eligible compensation that each participant contributed to the Plan for a maximum discretionary matching contribution of 3% of eligible compensation.

• Effective March 1, 2024, vesting in the Employer’s discretionary contribution portion of their account is based on years of service.
• A participant becomes 33% vested after one year of service, increasing by 33% per additional year, with full vesting after three years of credited service.