EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN Contribution & Employer Match

How EMBRAER AIRCRAFT HOLDING, INC. Supports Your Retirement Savings

EMBRAER AIRCRAFT HOLDING, INC. provides retirement savings benefits through EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN is $76,529.00

EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN is $5,223.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
334,298.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,223.00 in EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN Total Employer Contribution and Match Rate

In 2024, EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN allocates $9,744,109.00 to match its employees’ contributions, providing an employer match rate of 74.65% of their contributions

EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN is approximately $3,645.00
Investing in this additonal $3,645.00 for 20 years would give you extra $233,304.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN Contribution & Match Policy

EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN Plan Policies

EMBRAER AIRCRAFT HOLDING, INC. 401(K) RETIREMENT PLAN Contribution, Match and Other Plan Policies

  • Participants may elect to defer up to 100% of their annual pretax compensation, as defined in the plan document, and/or make Roth 401(k) deferrals, without exceeding the maximum annual amount allowed by the Internal Revenue Code (the Code).
  • Participants are automatically enrolled in the Plan.
  • Automatically enrolled participants have their deferral rate set at 3% of their annual pretax compensation, unless they make an alternative election, or elect not to contribute to the Plan.
  • Additionally, participants age 50 or older, who are making contributions to the Plan, are allowed to make catch-up contributions, as defined in the plan document.
  • Under the provisions of the plan document, the Company is to make matching contributions in the amount of 100% of the first 6% of eligible compensation, as defined in the plan document that each participant contributes into the Plan.
  • Participants are immediately vested in their contributions plus actual earnings thereon.
  • Participants become 100% vested in the Company’s matching and profit sharing contributions plus actual earnings thereon after one year of service.
  • Participants are also 100% vested in the event of death or disability, as defined in the plan document, or termination of service after attaining 65 years of age.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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