ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN Contribution & Employer Match

How ELIOT COMMUNITY HUMAN SERVICES, INC. Supports Your Retirement Savings

ELIOT COMMUNITY HUMAN SERVICES, INC. provides retirement savings benefits through ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN is $19,488.00

ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN is $2,140.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
137,017.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,140.00 in ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN allocates $777,793.00 to match its employees’ contributions, providing an employer match rate of 18.04% of their contributions

ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN is approximately $369.00
Investing in this additonal $369.00 for 20 years would give you extra $23,659.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN Contribution & Match Policy

ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN Plan Policies

ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Each year, participants may contribute up to the maximum amount allowed by the Internal Revenue Code (IRC), as defined by the plan document.
  • Participants may contribute pre-tax compensation or make post-tax (Roth) contributions, as defined by the Plan.
  • Participants who have reached age 50 before the end of the plan year are eligible to make catch-up contributions.
  • For the plan year ended December 31, 2024, the Plan Sponsor elected to make a discretionary matching contribution of 50% each participant’s elective deferral contribution up to 3% of eligible compensation, totaling $777,793.
  • Vesting in the Plan Sponsor’s discretionary matching contribution portion of their accounts plus actual earnings thereon is based on years of continuous service as follows: Years of Service Percentage 1 year of service 25% 2 years of service 50% 3 years of service 75% 4 or more years 100% Participants become fully vested upon death or disability.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

Get Key Insights for This Plan

Join our community and get data-driven insights about ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.

Notify Me When Ratings Go Live

Explore More Plan Resources

Plan Login Directory Employer Match Guide Rollover Options Hub

Recent Articles

More Articles

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Get Started

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Click for tips and plans for income

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …

Keep researching ELIOT COMMUNITY HUMAN SERVICES, INC. 401(K) PLAN

Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.

Related Calculators

Related Plans