DEVRY UNIVERSITY 401(K) SAVINGS PLAN Contribution & Employer Match

How DEVRY UNIVERSITY, INC. Supports Your Retirement Savings

DEVRY UNIVERSITY, INC. provides retirement savings benefits through DEVRY UNIVERSITY 401(K) SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

DEVRY UNIVERSITY 401(K) SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for DEVRY UNIVERSITY 401(K) SAVINGS PLAN is $132,099.00

DEVRY UNIVERSITY 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for DEVRY UNIVERSITY 401(K) SAVINGS PLAN is $5,393.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
345,156.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,393.00 in DEVRY UNIVERSITY 401(K) SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in DEVRY UNIVERSITY 401(K) SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

DEVRY UNIVERSITY 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, DEVRY UNIVERSITY 401(K) SAVINGS PLAN allocates $5,699,771.00 to match its employees’ contributions, providing an employer match rate of 66.14% of their contributions

DEVRY UNIVERSITY 401(K) SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in DEVRY UNIVERSITY 401(K) SAVINGS PLAN is approximately $3,431.00
Investing in this additonal $3,431.00 for 20 years would give you extra $219,617.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

DEVRY UNIVERSITY 401(K) SAVINGS PLAN Contribution & Match Policy

DEVRY UNIVERSITY 401(K) SAVINGS PLAN Plan Policies

DEVRY UNIVERSITY 401(K) SAVINGS PLAN Contribution, Match and Other Plan Policies

  • The Plan permits each participant, at the participant’s option, to elect to contribute up to 80 percent of pre-tax compensation as a basic contribution to the Plan, not to exceed the Internal Revenue Service (IRS) limitations.
  • For the year ended December 31, 2024, the maximum pretax salary deferral was limited to $23,000.
  • Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
  • Participants are also permitted to make Roth contributions to the Plan, not to exceed IRS limitations, and contribute amounts representing distributions from other qualified defined benefit or defined contribution plans (rollovers).
  • The Plan provides for an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participant in the Plan.
  • Automatically enrolled participants have their deferral rate set at 3 percent of pretax compensation and their contribution invested in a designated balanced fund until redirected by the participant.
  • During the year ended December 31, 2024, fully-vested safe harbor matching contributions were equal to 100 percent of participant contributions up to 6 percent of the participant’s eligible compensation.
  • Participants are fully vested immediately in their contributions plus actual earnings thereon.
  • All contributions made by the Company are fully-vested immediately.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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