CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN Contribution & Employer Match

CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN Contribution & Employer Match

CZARNOWSKI DISPLAY SERVICE, INC. provides the following retirement savings benefits to its employees:

CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN is $42,681.00

CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN is $4,408.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
282,171.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,408.00 in CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2023, CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN allocates $1,443,209.00 to match its employees' contributions, providing an employer match rate of 29.80% of their contributions

CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN is approximately $1,069.00
Investing in this additonal $1,069.00 for 20 years would give you extra $68,469.00, assuming a 10% annual return.

CZARNOWSKI DISPLAY SERVICE, INC. 401(K) PLAN Contribution & Match Policy

1. Employee Contribution Rates: Up to 100% of their pretax annual compensation, subject to Internal Revenue Code limits.

2. Employer Match/Contribution Conditions: The employer matches 30% of a participant’s contribution, up to the first 5% of a participant’s eligible compensation, provided the participant has completed 1,000 hours of service and worked one year for the Company.

3. Vesting Schedule/Eligibility: The vesting schedule for employer contributions is 20% after two years, 40% after three years, 60% after four years, 80% after five years, and 100% after six years of service. Eligibility requires the participant to have completed 1,000 hours of service and worked one year for the Company.

4. Roth 401(k) Contribution: Yes, the Plan allows participants to designate all or a portion of their deferrals as Roth contributions to the Plan on an after-tax basis.

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