CROSSWAY 401(K) PLAN Contribution & Employer Match
How CASSENA CARE, LLC Supports Your Retirement Savings
CASSENA CARE, LLC provides retirement savings benefits through CROSSWAY 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
CROSSWAY 401(K) PLAN Average Participant Retirement Account Value
CROSSWAY 401(K) PLAN Estimated Average Employee Contribution Amount
124,814.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,950.00 in CROSSWAY 401(K) PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in CROSSWAY 401(K) PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
CROSSWAY 401(K) PLAN Total Employer Contribution and Match Rate
CROSSWAY 401(K) PLAN Estimated Average Employer Match
Investing in this additonal $472.00 for 20 years would give you extra $30,266.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
CROSSWAY 401(K) PLAN Contribution & Match Policy
CROSSWAY 401(K) PLAN Contribution, Match and Other Plan Policies
- Participants may contribute up to 100% of their annual compensation, not to exceed the maximum amount allowable under the Internal Revenue Code (IRC).
- Participants who have attained age 50 before the end of the plan year are eligible to make additional catch-up contributions.
- All eligible employees who are hired on or after January 1, 2025, are auto enrolled at an initial 3%, which will automatically increase by 1% each year on the first day of the next plan year, up to a maximum of 10%.
- For 2024, the Sponsor elected to contribute an employer matching contribution equal to 30% of employee deferrals up to a maximum deferral of 10% (10% deferral to receive 3% of eligible compensation).
- For 2023, the Sponsor elected to contribute an employer matching contribution equal to 100% of employee deferrals up to a maximum of 4% of eligible compensation.
- Vesting schedule for discretionary matching/profit-sharing contributions (participants after January 1, 2023): After 1 year of service: 0% After 2 years of service: 20% After 3 years of service: 40% After 4 years of service: 60% After 5 years of service: 80% After 6 years of service: 100% Vesting schedule for matching and profit-sharing contributions (employees who became participants prior to January 1, 2023): After 1 year of service: 0% After 2 years of service: 20% After 3 years of service: 100%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about CROSSWAY 401(K) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
- GSK 401(K) PLAN Review: 11% Employer Contribution Combines Match Makes It One of the Most Generous
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching CROSSWAY 401(K) PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- BANCROFT NEUROHEALTH DEFINED CONTRIBUTION RETIREME (3,035 participants, $31,347,191)
- BANCROFT NEUROHEALTH DEFINED CONTRIBUTION RETIREMENT PLAN (2,984 participants, $35,567,702)
- ELWYN DEFINED CONTRIBUTION 403(B) PLAN (3,056 participants, $73,738,875)
- WESTMINSTER SERVICES, INC. 403(B) PLAN (3,087 participants, $41,768,138)
- HERITAGE CHRISTIAN SERVICES, INC. RETIREMENT PLAN (2,928 participants, $32,700,650)
