CONSUMERS SUPPLY DIST 401(K) Contribution & Employer Match

How CONSUMERS SUPPLY DIST LLC Supports Your Retirement Savings

CONSUMERS SUPPLY DIST LLC provides retirement savings benefits through CONSUMERS SUPPLY DIST 401(K). Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

CONSUMERS SUPPLY DIST 401(K) Average Participant Retirement Account Value

In 2024, the average participant retirement account value for CONSUMERS SUPPLY DIST 401(K) is $109,691.00

CONSUMERS SUPPLY DIST 401(K) Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for CONSUMERS SUPPLY DIST 401(K) is $5,830.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
373,176.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,830.00 in CONSUMERS SUPPLY DIST 401(K), assuming a 10%* annual return.

* Data are from public filings.

Employer Match in CONSUMERS SUPPLY DIST 401(K)

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

CONSUMERS SUPPLY DIST 401(K) Total Employer Contribution and Match Rate

In 2024, CONSUMERS SUPPLY DIST 401(K) allocates $1,414,274.00 to match its employees’ contributions, providing an employer match rate of 90.67% of their contributions

CONSUMERS SUPPLY DIST 401(K) Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in CONSUMERS SUPPLY DIST 401(K) is approximately $5,357.00
Investing in this additonal $5,357.00 for 20 years would give you extra $342,854.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

CONSUMERS SUPPLY DIST 401(K) Contribution & Match Policy

CONSUMERS SUPPLY DIST 401(K) Plan Policies

CONSUMERS SUPPLY DIST 401(K) Contribution, Match and Other Plan Policies

  • Each year, participants may contribute up to the maximum percentage of compensation and dollar amount permissible under the Internal Revenue Code.
  • Participants who have reached the age of 50 before the end of the Plan year are eligible to make catch-up contributions.
  • Participants may also contribute amounts representing distributions from other qualified defined benefit or defined contribution plans (rollovers).
  • The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they elect not to participate.
  • Automatically enrolled participants have their deferral rate set at 5 percent of eligible compensation (increasing by 1% each year to a maximum of 15%) and their contributions invested in a designated Fund until changed by the participant.
  • The Employer’s contribution to the Plan is determined by the Employer each year and is discretionary.
  • Participants are immediately vested in their contributions plus any actual earnings accrued thereon.
  • Vesting in the Employer’s contribution portion of their accounts is based on continuous years of service.
  • A participant is 100 percent vested after five years of service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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