CITRIX SYSTEMS, INC. 401(K) PLAN Contribution & Employer Match

How CLOUD SOFTWARE GROUP, INC. Supports Your Retirement Savings

CLOUD SOFTWARE GROUP, INC. provides retirement savings benefits through CITRIX SYSTEMS, INC. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

CITRIX SYSTEMS, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for CITRIX SYSTEMS, INC. 401(K) PLAN is $288,952.00

CITRIX SYSTEMS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for CITRIX SYSTEMS, INC. 401(K) PLAN is $4,876.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
312,112.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,876.00 in CITRIX SYSTEMS, INC. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in CITRIX SYSTEMS, INC. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

CITRIX SYSTEMS, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, CITRIX SYSTEMS, INC. 401(K) PLAN allocates $20,156,606.00 to match its employees’ contributions, providing an employer match rate of 66.57% of their contributions

CITRIX SYSTEMS, INC. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in CITRIX SYSTEMS, INC. 401(K) PLAN is approximately $3,629.00
Investing in this additonal $3,629.00 for 20 years would give you extra $232,269.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

CITRIX SYSTEMS, INC. 401(K) PLAN Contribution & Match Policy

CITRIX SYSTEMS, INC. 401(K) PLAN Plan Policies

CITRIX SYSTEMS, INC. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants may contribute up to 90 percent of annual compensation in either pre-tax or Roth deferrals, and up to 100 percent in after-tax contributions, as defined in the plan document and allowed by law.
  • The Plan permits catch-up contributions for participants who have attained age 50 by the end of the plan year.
  • Company contributions are discretionary (no specific match formula provided).
  • Participants are immediately vested in their contributions and discretionary company contributions plus actual earnings thereon.
  • Company contributions transferred into the Plan from other plans may be subject to additional vesting requirements as stipulated in the plan document.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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