CHEIL USA INC. RETIREMENT PLAN Contribution & Employer Match
How CHEIL USA INC. Supports Your Retirement Savings
CHEIL USA INC. provides retirement savings benefits through CHEIL USA INC. RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
CHEIL USA INC. RETIREMENT PLAN Average Participant Retirement Account Value
CHEIL USA INC. RETIREMENT PLAN Estimated Average Employee Contribution Amount
788,470.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 12,319.00 in CHEIL USA INC. RETIREMENT PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in CHEIL USA INC. RETIREMENT PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
CHEIL USA INC. RETIREMENT PLAN Total Employer Contribution and Match Rate
CHEIL USA INC. RETIREMENT PLAN Estimated Average Employer Match
Investing in this additonal $1,301.00 for 20 years would give you extra $83,305.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
CHEIL USA INC. RETIREMENT PLAN Contribution & Match Policy
CHEIL USA INC. RETIREMENT PLAN Contribution, Match and Other Plan Policies
- Eligible participants are permitted to elect to have a percentage, limited by Plan provisions, of their compensation contributed as pretax 401(k) contributions to the Plan.
- The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
- Automatically enrolled participants have their deferral rate set at 8% of eligible compensation, and their contributions invested in the designated default fund until changed by the participant.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- Effective July 1, 2021, the Plan was amended to allow Roth contributions.
- Each participating employer may, at its discretion, elect to make matching or non-elective contributions to the Plan.
- For the year ended December 31, 2024, the Company discretionary contributions varied based on the provisions of each participating employer within the Plan.
- An additional discretionary matching contribution for employees of McKinney Ventures, LLC may be contributed, as described in the Plan document.
- Participants are immediately vested in their contributions plus actual earnings thereon.
- Vesting in the Company matching and non-elective contributions portion of their accounts, plus actual earnings thereon, is based on years of credited service.
- A participant is 100% vested in the Company matching and non-elective contributions after 3-years of credited service.
- Notwithstanding the above, a participant is fully vested upon reaching normal retirement age, death, or permanent disability.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about CHEIL USA INC. RETIREMENT PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Amazon 401(k) Plan Review: 50% Match, 1.1M Participants, and the 3-Year Vesting Catch
- Citizens Financial Group 401(k) Review: Dollar-for-Dollar Match Up to 4% With Immediate Vesting
- Target’s 401(k) Review: 100% Match on 5% with Immediate Vesting
- Eversource 401(k) Plan Review: Choose Your Match — 3% or 8%, Immediate Vesting Either Way
- Delta’s 401(k): 9% Employer Contribution, 367 Funds, and a Smart Auto-Escalation Design
- Providence Health’s 100% Match on 6% and $600M Pay Raise: What Employees Need to Know
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching CHEIL USA INC. RETIREMENT PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- ASPEN MARKETING, INC. PROFIT SHARING AND 401K PLAN (756 participants, $14,390,995)
- TMP WORLDWIDE ADVERTISING & COMMUNICATIONS, LLC 401(K) SAVINGS PLAN (770 participants, $115,662,048)
- CAMPBELL MITHUN ESTY EMPLOYEES PROFIT SHARING PLAN (753 participants, $22,502,422)
- INTEGRAL AD SCIENCE, INC. 401(K) PLAN (777 participants, $66,737,834)
- BARKLEY, INC. 401(K) PROFIT SHARING PLAN (748 participants, $58,173,414)