CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN Contribution & Employer Match
How CENTENE CORPORATION Supports Your Retirement Savings
CENTENE CORPORATION provides retirement savings benefits through CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN Average Participant Retirement Account Value
CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN Estimated Average Employee Contribution Amount
390,762.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,105.00 in CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN Total Employer Contribution and Match Rate
CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN Estimated Average Employer Match
Investing in this additonal $1,673.00 for 20 years would give you extra $107,115.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN Contribution & Match Policy
CENTENE MANAGEMENT CORPORATION RETIREMENT PLAN Contribution, Match and Other Plan Policies
- The Plan provides for an automatic election to have participant contributions made at 6% of compensation, as defined.
- The participant may elect a different percentage or elect not to make participant contributions.
- The Plan also has an Annual Increase Program (AIP) for all participants who were initially auto enrolled in the Plan.
- In accordance with the AIP, a participant’s deferral percentage will increase by 1% annually up to a maximum automatic deferral of 10%.
- The Plan also allows participants to make Roth 401(k) contributions.
- Participants may contribute up to 80% of their annual compensation through payroll deferrals, subject to the certain limitations.
- In addition, participants age 50 or older, who are making contributions to the Plan, are allowed to make catch-up contributions as defined in the Plan.
- The Company will contribute on a pay period by pay period basis to the Plan an amount equal to 50 percent of the first 6% of the compensation that a participant contributes to the Plan.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
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