What is BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN's employer match?

In 2024, BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN reported $43,521,837 in employer contributions. That is about 49.3% of reported employee contributions.

How many participants are in BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN?

At the end of 2024, BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN reported 15,675 plan participants.

What are BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN's total assets?

At the end of 2024, BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN reported total plan assets of $1,754,611,565.

When was BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN established?

BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN was established in 1985.

What are the investment options in BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN?

MyPlanIQ tracks the investment lineup for BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN on its investment options page: https://www.myplaniq.com/invest/planinvestments/brown-brown-inc-employee-savings-plan/

BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN Contribution & Employer Match

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How BROWN & BROWN, INC. Supports Your Retirement Savings

BROWN & BROWN, INC. provides retirement savings benefits through BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN is $111,936.00

BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN is $6,151.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
393,685.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,151.00 in BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN allocates $43,521,837.00 to match its employees’ contributions, providing an employer match rate of 49.28% of their contributions

BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN is approximately $2,776.00
Investing in this additonal $2,776.00 for 20 years would give you extra $177,696.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute up to 70% of their eligible compensation to the plan, subject to statutory limitations.

2. Employer Match/Contribution Conditions: The employer makes a fully vested safe harbor matching contribution equal to (1) 100% of the participant’s elective deferrals up to 3% of compensation, plus (2) 50% of elective deferrals that exceed 3% but do not exceed 5% of compensation.

3. Vesting Schedule/Eligibility: Participants are immediately vested in their voluntary contributions and employer safe harbor matching contributions. Vesting in any discretionary employer matching and profit-sharing contributions is based on years of service: less than 1 year (0%), 1 year (20%), 2 years (40%), 3 years (60%), 4 years (80%), 5 years or more (100%). Eligibility requires employees to be at least 18 years old and expected to complete a year of service (minimum of 1,000 hours).

BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN Maximum Employer Match Calculator

This calculator helps participants of BROWN & BROWN, INC EMPLOYEE SAVINGS PLAN to calculate the minimal bi-weekly contribution that would generate the maximum employer match allowed. It takes into account IRS annual contribution limits. Please update the annual contribution limits below if they are outdated.

Bi-weekly Pay Amount ($):

Age:

Annual Contribution Limit – Under 50 ($):

Annual Contribution Limit – Age 50+ ($):

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

	2024	2025
Employee elective deferrals (pretax + Roth)	$23,000	$23,500
Employee + employer contributions combined	$69,000	$70,000
Catch-up contributions (age 50+)	$7,500	$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)	N/A	$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

Get Key Insights for This Plan

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