BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN Contribution & Employer Match

How BREAKTHRU BEVERAGE CALIFORNIA, LLC Supports Your Retirement Savings

BREAKTHRU BEVERAGE CALIFORNIA, LLC provides retirement savings benefits through BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN is $6,957.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
445,273.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,957.00 in BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN allocates $914,726.00 to match its employees’ contributions, providing an employer match rate of 28.12% of their contributions

BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN is approximately $978.00
Investing in this additonal $978.00 for 20 years would give you extra $62,612.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN Contribution & Match Policy

BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN Plan Policies

BREAKTHRU BEVERAGE CALIFORNIA 401(K) PLAN Contribution, Match and Other Plan Policies

  • A participant may elect to contribute a percentage or a fixed dollar amount up to 100% of their annual compensation, subject to IRS limitations, not to exceed $23,000 for the year ended December 31, 2024.
  • Participants who have attained the age of 50 by the Plan year end may also make catch-up contributions of $7,500 during the year ended December 31, 2024.
  • Eligible participants are auto-enrolled in the Plan at 3% pre-tax.
  • For the year ended December 31, 2024, the Company matched 50% of such deferrals up to 6% of compensation.
  • Vesting schedule: 2 years: 20% 3 years: 40% 4 years: 60% 5 years: 80% 6 years: 100% Participants are immediately vested in their voluntary contributions, plus actual earnings thereon.
  • Participants are vested in the employer discretionary matching contributions and non-elective contributions at 20% after completion of two years of service, and an additional 20% each year thereafter.
  • A participant is 100% vested after six years of continuous service.
  • While still employed by the Company, if a participant becomes disabled, dies, or reaches normal retirement age, the participant becomes 100% vested.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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