BRADLEY ARANT BOULT CUMMINGS LLP RETIREMENT PLAN Contribution & Employer Match

How BRADLEY ARANT BOULT CUMMINGS LLP Supports Your Retirement Savings

BRADLEY ARANT BOULT CUMMINGS LLP provides retirement savings benefits through BRADLEY ARANT BOULT CUMMINGS LLP RETIREMENT PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

BRADLEY ARANT BOULT CUMMINGS LLP RETIREMENT PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees may contribute pre-tax and/or Roth and after-tax contributions, not to exceed federal limits, with an automatic deferral increase to a maximum of 15 percent.

2. Employer Match/Contribution Conditions: The employer may contribute a matching contribution equal to 50 percent of the first two percent of compensation for staff and management, and 100 percent of the first three percent of compensation for associates, with additional discretionary contributions.

3. Vesting Schedule/Eligibility: Participants are immediately vested in their contributions and employer contributions (excluding associates hired after January 1, 2014). Associates hired after January 1, 2014 are 100 percent vested in their employer contributions after six years of credited service.

4. Roth 401(k) Contribution: Yes, the plan allows Roth 401(k) contributions.