BAILLIE LUMBER CO., L.P. 401(K) PLAN Contribution & Employer Match

How BAILLIE LUMBER CO., L.P. Supports Your Retirement Savings

BAILLIE LUMBER CO., L.P. provides retirement savings benefits through BAILLIE LUMBER CO., L.P. 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

BAILLIE LUMBER CO., L.P. 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for BAILLIE LUMBER CO., L.P. 401(K) PLAN is $59,781.00

BAILLIE LUMBER CO., L.P. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for BAILLIE LUMBER CO., L.P. 401(K) PLAN is $3,370.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
215,726.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,370.00 in BAILLIE LUMBER CO., L.P. 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in BAILLIE LUMBER CO., L.P. 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

BAILLIE LUMBER CO., L.P. 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, BAILLIE LUMBER CO., L.P. 401(K) PLAN allocates $654,484.00 to match its employees’ contributions, providing an employer match rate of 16.43% of their contributions

BAILLIE LUMBER CO., L.P. 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in BAILLIE LUMBER CO., L.P. 401(K) PLAN is approximately $496.00
Investing in this additonal $496.00 for 20 years would give you extra $31,780.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

BAILLIE LUMBER CO., L.P. 401(K) PLAN Contribution & Match Policy

BAILLIE LUMBER CO., L.P. 401(K) PLAN Plan Policies

BAILLIE LUMBER CO., L.P. 401(K) PLAN Contribution, Match and Other Plan Policies

  • Each eligible employee may make pre-tax and Roth contributions to the Plan in the form of a 1% to 90% salary reduction limited to statutory limits.
  • The Plan also accepts participant rollover contributions from other qualified plans.
  • Eligible employees are automatically enrolled in the plan at 5% of the contributing employee’s compensation, as defined by the Plan, as well as a 1% annual automatic increase up to 10% of compensation, unless the participant makes an election indicating otherwise.
  • The Companies declared a discretionary matching employer contribution equal to 35% of the participant’s deferral up to 4% of compensation for eligible employees (except for those employed by Hawkeye Forest Products, L.P.
  • and Greene Lumber Co., L.P.) for the year ended December 31, 2024.
  • A discretionary matching contribution was also declared equal to 100% of the first 3% of contributed compensation and 50% of the next 2% of contributed compensation for the benefit of eligible Greene Lumber Co., L.P.
  • employees for the year ended December 31, 2024.
  • A discretionary matching contribution was also declared equal to 50% of the first 4% of contributed compensation for the benefit of eligible Hawkeye Forest Products, L.P.
  • employees for the year ended December 31, 2024.
  • Participants are fully vested in their elective deferrals at all times and become 100% vested in the employer discretionary matching contributions after three years of eligible service.
  • Participants become 100% vested in additional discretionary employer contributions on a graded vesting schedule after six years of eligible service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

Get Key Insights for This Plan

Join our community and get data-driven insights about BAILLIE LUMBER CO., L.P. 401(K) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.

Notify Me When Ratings Go Live

Recent Articles

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …

Keep researching BAILLIE LUMBER CO., L.P. 401(K) PLAN

Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.

Related Calculators

Related Plans