BACKCOUNTRY.COM 401K PLAN Contribution & Employer Match
How BACKCOUNTRY.COM Supports Your Retirement Savings
BACKCOUNTRY.COM provides retirement savings benefits through BACKCOUNTRY.COM 401K PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
BACKCOUNTRY.COM 401K PLAN Average Participant Retirement Account Value
BACKCOUNTRY.COM 401K PLAN Estimated Average Employee Contribution Amount
83,953.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,311.00 in BACKCOUNTRY.COM 401K PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in BACKCOUNTRY.COM 401K PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
BACKCOUNTRY.COM 401K PLAN Total Employer Contribution and Match Rate
BACKCOUNTRY.COM 401K PLAN Estimated Average Employer Match
Investing in this additonal $170.00 for 20 years would give you extra $10,888.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
BACKCOUNTRY.COM 401K PLAN Contribution & Match Policy
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about BACKCOUNTRY.COM 401K PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- Tesla 401(k) Review: 50% Match Up to $3,000 — Is That Enough for TSLA Employees?
- Marathon Petroleum Thrift Plan Review: 117% Employer Match in the Energy Sector
- THE PROGRESSIVE 401(K) PLAN Review: 100% Match with 59% Match Rate
- THE HOME DEPOT FUTUREBUILDER Review: 150% Match with 38% Employer Match
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching BACKCOUNTRY.COM 401K PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- ALLOY MERCHANDISING GROUP, LLC 401K PROFIT SHARING PLAN (556 participants, $2,591,130)
- DELIA S 401K PROFIT SHARING PLAN (564 participants, $1,908,845)
- GILT GROUPE, INC 401(K) PLAN (569 participants, $3,919,194)
- STARCREST PRODUCTS OF CALIFORNIA, INC. 401(K) PLAN (525 participants, $1,193,139)
- ALLOY ONLINE, INC. 401K SAVINGS PLAN (501 participants, $1,155,221)
