B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN Contribution & Employer Match
How B. RILEY FINANCIAL, INC. Supports Your Retirement Savings
B. RILEY FINANCIAL, INC. provides retirement savings benefits through B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN Average Participant Retirement Account Value
B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN Estimated Average Employee Contribution Amount
555,851.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 8,685.00 in B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN Total Employer Contribution and Match Rate
B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN Estimated Average Employer Match
Investing in this additonal $1,144.00 for 20 years would give you extra $73,260.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN Contribution & Match Policy
1. Employee Contribution Rates: Employees can contribute up to 100 percent of their compensation, subject to a maximum annual limit set by the Internal Revenue Service.
2. Employer Match/Contribution Conditions: The employer matches contributions equal to 25% of the participant contributions up to 6% of each eligible employee’s annual compensation.
3. Vesting Schedule/Eligibility: Participants are immediately vested in their contributions and actual earnings. The employer’s contributions vest at the rate of 33% for each year of employment, with 100% vesting after three years of credited service. Company contributions are also fully vested upon death or termination for permanent disability.
4. Roth 401(k) Contribution: The plan permits Roth 401(k) contributions.
B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN Maximum Match Calculator
This calculator helps to decide what’s the minimum contribution you have to maximize your employer match.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
- GSK 401(K) PLAN Review: 11% Employer Contribution Combines Match Makes It One of the Most Generous
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching B. RILEY FINANCIAL, INC. 401(K) PROFIT SHARING PLAN
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- PROFIT SHARING PLAN UNDER THE QUICK & REILLY INC. RETIREMENT TRUST (2,151 participants, $84,891,257)
- TP ICAP 401(K) PLAN (2,086 participants, $598,813,275)
- KNIGHT CAPITAL GROUP, INC. 401K PROFIT SHARING PLAN (1,964 participants, $225,978,892)
- ICAP SERVICES NORTH AMERICA LLC SAVINGS PLAN F/K/A GARBAN & HARLOW SAVINGS PLAN (1,956 participants, $178,589,577)
- ESPEED, INC. DEFERRAL PLAN FOR EMPLOYEES OF CANTOR FITZGERALD, L.P. AND ITS AFFILIATES (1,949 participants, $111,109,712)
