ATF WELLNESS & SAVINGS PLAN Contribution & Employer Match

ATF WELLNESS & SAVINGS PLAN Contribution & Employer Match

ATF, INC. provides the following retirement savings benefits to its employees:

ATF WELLNESS & SAVINGS PLAN Average Participant Retirement Account Value

In 2022, the average participant retirement account value for ATF WELLNESS & SAVINGS PLAN is $57,185.00

ATF WELLNESS & SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2022, the estimated average employee contribution amount per participant for ATF WELLNESS & SAVINGS PLAN is $3,849.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
246,397.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 3,849.00 in ATF WELLNESS & SAVINGS PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in ATF WELLNESS & SAVINGS PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

ATF WELLNESS & SAVINGS PLAN Total Employer Contribution and Match Rate

In 2022, ATF WELLNESS & SAVINGS PLAN allocates $424,458.00 to match its employees' contributions, providing an employer match rate of 25.67% of their contributions

ATF WELLNESS & SAVINGS PLAN Estimated Average Employer Match

In 2022, the estimated average employer match for an employee in ATF WELLNESS & SAVINGS PLAN is approximately $991.00
Investing in this additonal $991.00 for 20 years would give you extra $63,470.00, assuming a 10% annual return.

ATF WELLNESS & SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Participants may contribute up to 100% of pretax annual compensation, not to exceed regulatory limits according to the Internal Revenue Code (IRC).

2. Employer Match/Contribution Conditions: The Companies' Board of Directors determines the Companies' matching contributions. Company matching contributions were reinstated effective February 1, 2021. For the year ended December 31, 2022, the matching contributions amounted to $396,491.

3. Vesting Schedule/Eligibility: Participant contributions and earnings are 100% vested. The remaining portions of the account vest at a rate of 20% per year and are 100% vested after five years of service. Full vesting also occurs at age 65 or upon death or disability. To receive company contributions, an employee must be credited with at least 1,000 hours of service and be employed on the last day of the plan year.

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