ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN Contribution & Employer Match

How ASSOCIATED ADMINISTRATORS LLC Supports Your Retirement Savings

ASSOCIATED ADMINISTRATORS LLC provides retirement savings benefits through ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN is $30,787.00

ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN is $4,012.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
256,818.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,012.00 in ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN Contribution & Match Policy

ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN Plan Policies

ASSOCIATED ADMINISTRATORS LLC 401(K) PS PLAN Contribution, Match and Other Plan Policies

  • A participant in the Plan may elect to enter into a salary reduction agreement with the Employer, which shall be applicable to such Plan year and subsequent Plan years unless canceled or modified.
  • Under the agreement, the participant agrees to accept a reduction in compensation equal to any whole percentage of compensation up to 92%, that does not exceed the limitations of the Internal Revenue Code (IRC).
  • Participants who are age 50 or older before the end of the Plan year may contribute catch-up contributions.
  • Employees are automatically enrolled at a deferral contribution rate of 1% of compensation, increased by 1% on the first day of each Plan year until it reaches a maximum of 4% of compensation, unless otherwise elected by the participant.
  • The Plan provides for an Employer Profit Sharing contribution which is based on a discretionary formula to be determined by the Employer from year to year.
  • The employee profit sharing is equal to 0.5% of each employee’s eligible compensation for each of the years ended December 31, 2024 and 2023.
  • The Plan also provides for Employer discretionary matching contributions.
  • There were no such Employer contributions made for the years ended December 31, 2024 and 2023.
  • Participants are immediately vested in their contributions plus actual earnings thereon. Vesting in the Employer’s contribution portion of their accounts and earnings thereon is based on years of continuous service. A participant is 100% vested after six years of credited service, in accordance with the following schedule: Years of Service Vesting
  • Less than 2 years: 0%
  • 2-20 years: 3%
  • 5-80 years: 6%

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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