ASPIRE EMPLOYEES’ RETIREMENT PLAN Contribution & Employer Match

ASPIRE EMPLOYEES’ RETIREMENT PLAN Average Participant Retirement Account Value

ASPIRE EMPLOYEES’ RETIREMENT PLAN Estimated Average Employee Contribution Amount

• Participants may make voluntary contributions subject to certain limitations of the Plan and the Internal Revenue Code (the Code).
• Participants may elect to defer a specified amount of eligible compensation, as defined, on a pre-tax and/or after basis subject to the Code limitations.
• The plan has an automatic enrollment feature.
• Under this feature, a participant will be treated as having elected to defer 2% of eligible compensation unless (a) the participant elects a different percentage; or (b) the participant elects not to have withholdings for compensation contributed to the Plan.
• Participants may also contribute amounts representing distributions from other qualified retirements plans (rollover).
• Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.

• Effective July 1, 2024, the Organization matches 100% of each participant’s contribution up to a maximum of 6% of the participant’s eligible compensation as defined by the Plan.
• Prior to July 1, 2024, the Organization would match 100% of each participant’s contribution up to a maximum of 4% of the participant’s eligible compensation as defined by the Plan.

• Participants are immediately vested in their voluntary contributions plus actual earnings/losses thereon, net of administrative expenses.
• Participants who were employed after October 31, 2009 are fully vested in the Organization’s matching contribution plus actual earnings/losses thereon, net of administrative expenses.
• Participants whose employment with the Organization was terminated prior to November 1, 2009 are fully vested in the Organization’s matching contribution plus actual earnings/losses thereon, net of administrative expenses, if they completed three years of service as defined by the Plan.