ARM, INC. 401(K) SAVINGS PLAN Contribution & Employer Match

How ARM, INC. Supports Your Retirement Savings

ARM, INC. provides retirement savings benefits through ARM, INC. 401(K) SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

ARM, INC. 401(K) SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for ARM, INC. 401(K) SAVINGS PLAN is $280,306.00

ARM, INC. 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for ARM, INC. 401(K) SAVINGS PLAN is $19,043.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
1,218,804.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 19,043.00 in ARM, INC. 401(K) SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in ARM, INC. 401(K) SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

ARM, INC. 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, ARM, INC. 401(K) SAVINGS PLAN allocates $18,881,138.00 to match its employees’ contributions, providing an employer match rate of 51.62% of their contributions

ARM, INC. 401(K) SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in ARM, INC. 401(K) SAVINGS PLAN is approximately $9,926.00
Investing in this additonal $9,926.00 for 20 years would give you extra $635,327.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

ARM, INC. 401(K) SAVINGS PLAN Contribution & Match Policy

ARM, INC. 401(K) SAVINGS PLAN Plan Policies

ARM, INC. 401(K) SAVINGS PLAN Contribution, Match and Other Plan Policies

  • All newly eligible and rehired employees are automatically enrolled in the Plan with a pre-tax deferral percentage of 3%, unless the employee changes the election.
  • This percentage increases annually by 1%, up to a maximum of 10%, for all automatically enrolled employees and any other participants that select the automatic increase feature.
  • Participants have the option to contribute pre-tax, Roth and other after-tax contributions.
  • A participant may authorize the Company to withhold up to 75% of his or her eligible compensation, not to exceed the annual limit established by the Internal Revenue Code ("IRC").
  • Participants who reach fifty years of age before the end of the Plan year are eligible to make catch-up contributions.
  • Participants may also contribute amounts representing distributions from other qualified retirement plans or individual retirement accounts.
  • The Plan provides for a discretionary employer matching contribution which, if elected, may not exceed 100% of the participant’s contribution, excluding other after-tax contributions, not to exceed 6% of eligible compensation.
  • The Company may elect the frequency of the employer matching contribution, and a true-up calculation is at its discretion.
  • The Company elected to use this formula for an employer matching contribution for the year ended December 31, 2024, and performed a true-up calculation as well.
  • Participants are immediately vested in their voluntary and employer matching contributions plus actual earnings thereon.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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