APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST Contribution & Employer Match

APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST Contribution & Employer Match

APRENDAMOS INTERVENTION TEAM, P.A. provides the following retirement savings benefits to its employees:

APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST Average Participant Retirement Account Value

In 2023, the average participant retirement account value for APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST is $23,822.00

APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST is $1,626.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
104,090.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,626.00 in APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST Total Employer Contribution and Match Rate

In 2023, APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST allocates $178,455.00 to match its employees' contributions, providing an employer match rate of 54.32% of their contributions

APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST is approximately $830.00
Investing in this additonal $830.00 for 20 years would give you extra $53,121.00, assuming a 10% annual return.

APRENDAMOS INTERVENTION TEAM, P.A. 401(K) PSP AND TRUST Contribution & Match Policy

1. Employee Contribution Rates: Participants may contribute up to the maximum allowed by law of pretax annual compensation.

2. Employer Match/Contribution Conditions: The Company contributes a safe harbor matching amount equal to 100% of salary deferrals up to 3% of compensation, plus 50% of deferrals in excess of 3% but less than 5% of compensation.

3. Vesting Schedule/Eligibility: Participants are immediately vested in their contributions and the employer's safe harbor match. Vesting in the Company’s profit-sharing contribution is based on years of continuous service, with 100% vesting after six years of credited service.

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