AMUNEAL RETIREMENT & SAVINGS PLAN Contribution & Employer Match

How AMUNEAL MANUFACTURING CORPORATION Supports Your Retirement Savings

AMUNEAL MANUFACTURING CORPORATION provides retirement savings benefits through AMUNEAL RETIREMENT & SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

AMUNEAL RETIREMENT & SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute up to 92% of their annual eligible compensation.

2. Employer Match/Contribution Conditions: The employer made matching contributions totaling $635,086 and a profit-sharing contribution totaling $995,590. Employees must be employed on December 31 of the plan year to receive the company’s profit-sharing contribution, except in cases of death, disability, or attaining normal retirement age, and must complete 500 hours of service during the year.

3. Vesting Schedule/Eligibility: Participants are immediately vested in their contributions. For employer matching and profit-sharing contributions, vesting occurs at 20% after two years of service, increasing by 20% each year until fully vested after six years of service. Eligibility requires employees to be at least 18 years old and to complete three months of service.

4. Roth 401(k) Contribution: Yes, the plan allows Roth elective deferrals on an after-tax basis.