AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST Contribution & Employer Match

How AERO OPERATING LLC Supports Your Retirement Savings

AERO OPERATING LLC provides retirement savings benefits through AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST Average Participant Retirement Account Value

In 2024, the average participant retirement account value for AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST is $21,933.00

AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST is $4,306.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
275,643.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,306.00 in AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST Total Employer Contribution and Match Rate

In 2024, AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST allocates $712,850.00 to match its employees’ contributions, providing an employer match rate of 29.77% of their contributions

AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST is approximately $641.00
Investing in this additonal $641.00 for 20 years would give you extra $41,027.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST Contribution & Match Policy

AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST Plan Policies

AERO OPERATING LLC 401(K) PROFIT SHARING PLAN AND TRUST Contribution, Match and Other Plan Policies

  • Upon meeting eligibility requirements participants may contribute up to 90% of their plan compensation on a pre-tax or after-tax Roth basis, subject to Internal Revenue Code (IRC) limitations.
  • Participants who are at least 50 may make an additional catch up contribution subject to IRC limitations.
  • All new participants are automatically enrolled at a contribution rate of 3% of plan compensation, unless they opt out or make another affirmative election.
  • Automatically enrolled employees’ deferral rates are increased by 1% each year, up to a maximum of 6%.
  • The Company makes a safe harbor matching contribution equal to 100% of the first 1% and 50% of the next 5% of eligible participant’s compensation.
  • The Company may also elect to make a discretionary non-elective contribution.
  • Employees must be employed on the last day of the plan year to be eligible for non-elective contributions.
  • If employees are not employed on the last day of the Plan year, they will be eligible for the non-elective contribution if they complete at least 500 hours of service.
  • The Company did not make a non-elective contribution for the 2024 plan year.
  • Vesting schedule: Completed Years of Service Percent Vested 1 year 0% 2 years 20% 3 years 40% 4 years 60% 5 years 80% 6+ years 100% Participants become 100% vested in the Company’s contributions and earnings thereon upon death, total and permanent disability, or attainment of normal retirement age.
  • Effective January 1, 2024, upon the Plan adding a safe harbor contribution, participants are fully vested in that portion of their account which represents their contributions and the income earned thereon after two years.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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