ABB INC. RETIREMENT SAVINGS PLAN Contribution & Employer Match

How ABB INC. Supports Your Retirement Savings

ABB INC. provides retirement savings benefits through ABB INC. RETIREMENT SAVINGS PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

ABB INC. RETIREMENT SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for ABB INC. RETIREMENT SAVINGS PLAN is $157,963.00

ABB INC. RETIREMENT SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for ABB INC. RETIREMENT SAVINGS PLAN is $4,977.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
318,539.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,977.00 in ABB INC. RETIREMENT SAVINGS PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in ABB INC. RETIREMENT SAVINGS PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

ABB INC. RETIREMENT SAVINGS PLAN Total Employer Contribution and Match Rate

In 2024, ABB INC. RETIREMENT SAVINGS PLAN allocates $110,643,839.00 to match its employees’ contributions, providing an employer match rate of 100.35% of their contributions

ABB INC. RETIREMENT SAVINGS PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in ABB INC. RETIREMENT SAVINGS PLAN is approximately $5,303.00
Investing in this additonal $5,303.00 for 20 years would give you extra $339,398.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

ABB INC. RETIREMENT SAVINGS PLAN Contribution & Match Policy

ABB INC. RETIREMENT SAVINGS PLAN Plan Policies

ABB INC. RETIREMENT SAVINGS PLAN Contribution, Match and Other Plan Policies

  • Participants in Part A of the Plan can elect to make contributions to the Plan through payroll deductions in whole percentages from 1% to 50% of their annual compensation (as defined in the Plan document, subject to Internal Revenue Service (IRS) limitations) on a pretax or after-tax basis.
  • Eligible employees are automatically enrolled in pretax contributions at 6% of eligible compensation 60 days after his or her hire date.
  • Participants in Parts A through D who attain age 50 by the end of the calendar year in which the Plan Year ends are eligible to make catch-up contributions, subject to the dollar limitation set forth in Section 414(v) of the Internal Revenue Code (IRC) applicable for such year.
  • Part A: The Employer’s matching contributions, where applicable, shall be equal to 25% or 75% as stipulated by the Plan document, of the participants’ contributions made during the year, up to 6% of their annual compensation.
  • Part B: The Employer’s matching contributions, where applicable, shall be equal to 75% of the participants’ contributions made during the year, up to 3% of their annual compensation and 50% of the participants’ contributions above 3% and up to 5% of their annual compensation.
  • Part D: The Employer’s matching contributions, where applicable, shall be equal 0%, 25% or 50% of participants’ contributions equal to 1%, 2%, 3%, 4%, 5%, or 6%, as determined by the respective union and as set forth in the Plan document.
  • All participants are immediately 100% vested in all employee contributions, including rollovers, per IRS regulations.
  • Effective January 1, 2018, participants of Part A are fully vested in all Employer contributions and earnings thereon, with few exceptions.
  • Employer contributions made to Parts B, C, and D vest at 50% after two years of service and 100% after three years of service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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