403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC. Contribution & Employer Match
How HOSPICE OF WASHINGTON COUNTY, INC. Supports Your Retirement Savings
HOSPICE OF WASHINGTON COUNTY, INC. provides retirement savings benefits through 403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC.. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC. Average Participant Retirement Account Value
403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC. Estimated Average Employee Contribution Amount
122,537.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 1,914.00 in 403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC., assuming a 10%* annual return.
* Data are from public filings.
Employer Match in 403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC.
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC. Total Employer Contribution and Match Rate
403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC. Estimated Average Employer Match
Investing in this additonal $789.00 for 20 years would give you extra $50,502.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC. Contribution & Match Policy
403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC. Contribution, Match and Other Plan Policies
- Each year, participants may contribute to the Plan a specific dollar amount as determined by the Internal Revenue Service.
- Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions.
- The Plan includes an auto-enrollment provision whereby all newly eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan.
- Automatically enrolled participants have their deferral rate set at 2 percent of eligible compensation and their contributions invested in a designated investment fund until changed by the participant.
- Each year, management makes a matching contribution equal to 100% of the participant’s deferral up to 3% of compensation.
- Vesting schedule:
- Less than 1 years: 0%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
Get Key Insights for This Plan
Join our community and get data-driven insights about 403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC.. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.
Notify Me When Ratings Go LiveExplore More Plan Resources
Recent Articles
- General Dynamics 401(k) Review: 100% Match Up to 6% With $325 Million in Employer Contributions
- June 2026 MyPlanIQ Portfolio Update
- APPLE 401(K) PLAN 401(k) Review: A Match That Rewards Loyalty, Plus Plenty of Investment Options
- Charter Communications 401(k) Review: 100% Match Up to 6% With a 3-Year Vesting Clock
- Walmart 401(k) Plan Review: 100% Match on 6% for 1.9 Million Employees
- GSK 401(K) PLAN Review: 11% Employer Contribution Combines Match Makes It One of the Most Generous
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell
Looking for ideas to generate income?
- ETF or mutual fund income portfolios for 4-7% annual income
- Dividend stock funds
- Passive real estate investments
- more …
Portfolio Calculator (Simulator)
Customize Asset Allocation Portfolios
Retirement Calculator
Investment Calculator
Looking for a (forgotten) 401(k)?
Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …
Keep researching 403(B) THRIFT PLAN FOR HOSPICE OF WASHINGTON COUNTY, INC.
Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.
Related Calculators
- 401(k) Employer Match Calculator
- Investment Fee Impact Calculator
- Mega Backdoor Roth 401(k) Calculator
Related Plans
- ELDER SERVICES OF CAPE COD AND THE ISLANDS, INC. 403(B) PLAN (158 participants, $6,284,080)
- BESTCARE, INC. EMPLOYEES 401(K) PLAN & TRUST (158 participants, $6,590,236)
- HOPE HOSPICE 403(B) TAX DEFERRED ANNUITY PLAN (158 participants, $4,142,364)
- CONTIN-U-CARE HOME HEALTH, INC. 401K PROFIT SHARING PLAN (158 participants, $2,098,962)
- ALPINE HOME MEDICAL EQUIPMENT 401(K) PLAN (159 participants, $5,034,213)