Investment options of ZENDESK, INC. 401(K) PLAN
Total Available Funds: 24
| Investment Description |
|---|
| VANG FEDERAL MONEY MARKET FUND |
| AF CAP WORLD G&I R6 MUTUAL FUND |
| BLKRK EQUITY DIV K MUTUAL FUND |
| CRLN E MID CAP GR R6 MUTUAL FUND |
| FID CONTRAFUND K6 MUTUAL FUND |
| INVS DEVELOP MKT R6 MUTUAL FUND |
| LOOMIS CORE PL BD N MUTUAL FUND |
| VAN REAL EST IDX ADM MUTUAL FUND |
| VANG MIDCAP IDX ADM MUTUAL FUND |
| VANG SM CAP IDX ADM MUTUAL FUND |
| VANG TARGET 2020 COLLECTIVE INVESTMENT TRUST |
| VANG TARGET 2025 COLLECTIVE INVESTMENT TRUST |
| VANG TARGET 2030 COLLECTIVE INVESTMENT TRUST |
| VANG TARGET 2035 COLLECTIVE INVESTMENT TRUST |
| VANG TARGET 2040 COLLECTIVE INVESTMENT TRUST |
| VANG TARGET 2045 COLLECTIVE INVESTMENT TRUST |
| VANG TARGET 2050 COLLECTIVE INVESTMENT TRUST |
| VANG TARGET RET 2055 COLLECTIVE INVESTMENT TRUST |
| VANG TARGET 2060 COLLECTIVE INVESTMENT TRUST |
| VANG TARGET RETIREMENT INCOME FUND COLLECTIVE INVESTMENT TRUST |
| VANG TOT BD MKT ADM MUTUAL FUND |
| VANG TOT INTL STK AD MUTUAL FUND |
| VANGUARD INST INDEX MUTUAL FUND |
| VICTORY S EST VAL R6 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for ZENDESK, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ZENDESK, INC. 401(K) PLAN