Investment options of WNS NORTH AMERICA, INC. 401(K) PROFIT SHARING PLAN
Total Available Funds: 47
| Investment Description |
|---|
| SELF DIRECTED BROKERAGE ACCTS COMMON STOCK |
| SELF DIRECTED BROKERAGE ACCTS MUTUAL FUNDS |
| AM CENT MD CP VAL R5 MUTUAL FUNDS |
| J H FORTY S MUTUAL FUNDS |
| PIMCO TOT RETURN ADM MUTUAL FUNDS |
| J H BALANCED T MUTUAL FUNDS |
| COHEN & STEERS RLTY MUTUAL FUNDS |
| JPM INTL EQUITY R5 MUTUAL FUNDS |
| TRP MID CAP GRTH ADV MUTUAL FUNDS |
| AMCENT INFL ADJBD R5 MUTUAL FUNDS |
| MS W LARGE CAP GR R1 MUTUAL FUNDS |
| VRTS C MDCP VAL EQ I MUTUAL FUNDS |
| TRP GLOBAL STOCK MUTUAL FUNDS |
| INVS DEVELOP MKT A MUTUAL FUNDS |
| HEARTLAND VAL PLS IV MUTUAL FUNDS |
| AS SMALL CO VALUE A MUTUAL FUNDS |
| BLKRK MIDCAP GRTH IS MUTUAL FUNDS |
| MFS MA INV TRUST R3 MUTUAL FUNDS |
| MFS VALUE R3 MUTUAL FUNDS |
| BLKRK STR INC OPP IS MUTUAL FUNDS |
| FID CAPITAL & INCOME MUTUAL FUNDS |
| FIDELITY GOVT INCOME MUTUAL FUNDS |
| FID GOVT MMKT MUTUAL FUNDS |
| FID LOW PRICED STK MUTUAL FUNDS |
| FID US BOND IDX MUTUAL FUNDS |
| FID 500 INDEX MUTUAL FUNDS |
| FID SM CAP IDX MUTUAL FUNDS |
| FID TOTAL MKT IDX MUTUAL FUNDS |
| FID INTL INDEX MUTUAL FUNDS |
| FID EXTD MKT IDX MUTUAL FUNDS |
| FID FREEDOM INCOME MUTUAL FUNDS |
| FID FREEDOM 2005 MUTUAL FUNDS |
| FID FREEDOM 2010 MUTUAL FUNDS |
| FID FREEDOM 2015 MUTUAL FUNDS |
| FID FREEDOM 2020 MUTUAL FUNDS |
| FID FREEDOM 2025 MUTUAL FUNDS |
| FID FREEDOM 2030 MUTUAL FUNDS |
| FID FREEDOM 2035 MUTUAL FUNDS |
| FID FREEDOM 2040 MUTUAL FUNDS |
| FID FREEDOM 2045 MUTUAL FUNDS |
| FID FREEDOM 2050 MUTUAL FUNDS |
| FID FREEDOM 2055 MUTUAL FUNDS |
| FID FREEDOM 2060 MUTUAL FUNDS |
| FID INTM TR BD IDX MUTUAL FUNDS |
| FID LT TR BD IDX MUTUAL FUNDS |
| FID ST TR BD IDX MUTUAL FUNDS |
| FID FREEDOM 2065 MUTUAL FUNDS |
Investment model portfolios
We provide two types of investment model portfolios for WNS NORTH AMERICA, INC. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WNS NORTH AMERICA, INC. 401(K) PROFIT SHARING PLAN