Investment options of WISCONSIN VISION ASSOCIATES, INC. 401K PROFIT SHARING PLAN
Total Available Funds: 16
| Investment Description |
|---|
| AMG YACKTMAN FUND SERVICE |
| RELIANCE TRUST COMPANY STABLE VALUE COLLECTIVE INVESTMENT TRUST SERIES 25157 |
| DODGE & COX INTERNATIONAL STOCK FUND |
| DOUBLELINE TOTAL RETURN BOND FUND CLASS I |
| FIDELITY SMALL CAP INDEX |
| HARTFORD CORE EQUITY FUND CLASS R6 |
| PIMCO INCOME FUND INSTITUTIONAL CLASS |
| SCHWAB S& 500 INDEX FUND - SELECT S |
| TIAA- CREF LARGE- CAP GROWTH INDEX ISTL |
| VANGUARD BALANCED INDEX FUND ADMIRAL |
| VANGUARD INTERNATIONAL GROWTH ADMIRAL |
| VANGUARD MID-CAPE INDEX FUND ADMIRAL |
| VANGUARD SHORT-TERM BOND INDEX FUND ADMIRAL |
| VANGUARD TOTAL BOND MARKET INDEX FUND ADMIRAL |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND ADMIRAL |
| WESTERN ASSET CORE PLUS BOND FUND CLASS I |
Investment model portfolios
We provide two types of investment model portfolios for WISCONSIN VISION ASSOCIATES, INC. 401K PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WISCONSIN VISION ASSOCIATES, INC. 401K PROFIT SHARING PLAN