Investment options of USA WASTE AND RECYCLING, INC. MASTER 401(K) PROFIT SHARING PLAN
Total Available Funds: 46
| Investment Description |
|---|
| JOHN HANCOCK USA JH LIFESTYLE GROWTH FUND |
| JOHN HANCOCK USA JH LIFESTYLE BALANCE FUND |
| JOHN HANCOCK USA JH LIFESTYLE MODERATE FUND |
| JOHN HANCOCK USA JH LIFESTYLE AGGRESSIVE FUND |
| JOHN HANCOCK USA MONEY MARKET FUND |
| JOHN HANCOCK USA JH LIFESTYLE CONSERVATIVE FUND |
| JOHN HANCOCK USA 500 INDEX FUND |
| JOHN HANCOCK USA SCIENCE & TECHNOLOGY FUND |
| JOHN HANCOCK USA AMERICAN FUNDS WASHINGTON MUTUAL INVESTORS FUND |
| JOHN HANCOCK USA JOHN HANCOCK MID CAP GROWTH FUND |
| JOHN HANCOCK USA AMERICAN FUNDS AMERICAN BALANCED FUND |
| JOHN HANCOCK USA T. ROWE PRICE SMALL CAP VALUE FUND |
| JOHN HANCOCK USA AMERICAN FUNDS GROWTH FUND OF AMERICA |
| JOHN HANCOCK USA CAPITAL APPRECIATION FUND |
| JOHN HANCOCK USA BLUE CHIP GROWTH FUND |
| JOHN HANCOCK USA US GROWTH FUND |
| JOHN HANCOCK USA SMALL CAP INDEX FUND |
| JOHN HANCOCK USA DISCIPLINED VALUE INTERNATIONAL FUND |
| JOHN HANCOCK USA EQUITY INCOME FUND |
| JOHN HANCOCK USA FIDELITY TOTAL BOND FUND |
| JOHN HANCOCK USA BLACKROCK LIFEPATH INDEX 2035 FUND |
| JOHN HANCOCK USA STRATEGIC INCOME FUND |
| JOHN HANCOCK USA UTILITIES FUND |
| JOHN HANCOCK USA BLACKROCK LIFEPATH INDEX 2040 FUND |
| JOHN HANCOCK USA VANGUARD SHORT-TERM BOND FUND |
| JOHN HANCOCK USA BLACKROCK LIFEPATH INDEX RETURN FUND |
| JOHN HANCOCK USA ROYCE OPPORTUNITY FUND |
| JOHN HANCOCK USA BLACKROCK LIFEPATH INDEX 2030 FUND |
| JOHN HANCOCK USA T. ROWE PRICE NEW ERA FUND |
| JOHN HANCOCK USA AMERICAN FUNDS EUROPACIFIC GROWTH FUND |
| JOHN HANCOCK USA BLACKROCK GLOBAL ALLOCATION FUND |
| JOHN HANCOCK USA BLACKROCK LIFEPATH INDEX 2050 FUND |
| JOHN HANCOCK USA BLACKROCK LIFEPATH INDEX 2045 FUND |
| JOHN HANCOCK USA PIMCO REAL RETURN FUND |
| JOHN HANCOCK USA OPPENHEIMER GLOBAL FUND |
| JOHN HANCOCK USA SMALL GROWTH FUND |
| JOHN HANCOCK USA HIGH YIELD FUND |
| JOHN HANCOCK USA BLACKROCK LIFEPATH INDEX 2025 FUND |
| JOHN HANCOCK USA BLACKROCK LIFEPATH INDEX 2060 FUND |
| JOHN HANCOCK USA PIMCO ALL ASSET FUND |
| JOHN HANCOCK USA INTERNATIONAL EQUITY INDEX FUND |
| JOHN HANCOCK USA BLACKROCK LIFEPATH INDEX 2065 FUND |
| JOHN HANCOCK USA BOND FUND |
| JOHN HANCOCK USA INTERNATIONAL SMALL CAP FUND |
| JOHN HANCOCK USA TEMPLETON WORLD FUND |
| JOHN HANCOCK USA FLOATING RATE INCOME FUND |
Investment model portfolios
We provide two types of investment model portfolios for USA WASTE AND RECYCLING, INC. MASTER 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for USA WASTE AND RECYCLING, INC. MASTER 401(K) PROFIT SHARING PLAN