Investment options of ULTRADENT PRODUCTS, INC. 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| VANGUARD VANGUARD 500 INDEX ADM |
| OAKMARK OAKMARK I FUND |
| OAKMARK OAKMARK INTERNATIONAL INVESTOR |
| VANGUARD VANGUARD SMALL CAP INDEX FUND |
| METROPOLITAN WEST METROPOLITAN WEST TOTAL RETURN |
| MFS MID CAP VALUE R4 |
| T. ROWE PRICE T. ROWE PRICE QM US SMALL-CAP |
| ARTISAN ARTISAN MID CAP |
| VANGUARD VANGUARD TOTAL BOND MARKET INDEX ADMIRAL |
| PIMCO PIMCO INCOME FUND INSTITUTIONAL CLASS |
| WILLIAM BLAIR WILLIAM BLAIR INT'L GROWTH |
| COHEN & STEERS COHEN & STEERS REALTY SHARES |
| FIDELITY INVESTMENTS FIDELITY INFLATION-PROTECTED BOND INDEX FUND |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS BALANCED GROWTH 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS BALANCED MODERATE 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS GLOBAL GROWTH 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS TARGET DATE 2045 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS TARGET DATE 2035 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS LARGE CAP GROWTH 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS TARGET DATE 2050 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS BALANCED CONSERVATIVE 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS TARGET DATE 2055 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS TARGET DATE 2040 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS TARGET DATE 2030 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS TARGET DATE 2025 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS TARGET DATE 2060 2 |
| SOLTIS INVESTMENT ADVISORS SOLTIS INVESTMENT ADVISORS INCOME GROWTH 2 |
| T. ROWE PRICE T. ROWE PRICE STABLE VALUE A |
| FIDELITY INVESTMENTS FIDELITY UNIT SHARES |
Investment model portfolios
We provide two types of investment model portfolios for ULTRADENT PRODUCTS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ULTRADENT PRODUCTS, INC. 401(K) PLAN