Trinity Health 401 K Retirement Savings Plan Investment Model Portfolios

Investment options of Trinity Health 401 K Retirement Savings Plan

Total Available Funds: 15

Asset Class

Ticker

Description

US EQUITY
MID-CAP VALUE	DIMVX	Transamerica Partners Instl Mid Value
Mid-Cap Growth	BMCIX	BlackRock US Opportunities Instl
LARGE GROWTH	RAIEX	Rainier Large Cap Equity Instl
Small Growth	CGOAX	Columbia Small Cap Growth I A
LARGE VALUE	LSGIX	Loomis Sayles Value Y
LARGE VALUE	AHRAX	CNI Charter Socially Rspnb Eq N
MID-CAP BLEND	FLPSX	Fidelity Low-Priced Stock
SMALL VALUE	CSCZX	Columbia Small Cap Value Fund I Class Z
SMALL VALUE	NSVAX	Columbia Small Cap Value II Z
LARGE VALUE	AHSRX	CNI Charter Socially Rspnb Eq Instl

FIXED INCOME
Intermediate-Term Bond	FTRFX	Federated Total Return Bond Svc
High Yield Bond	DLHRX	Dreyfus High Yld I
Intermediate-Term Bond	FTRBX	Federated Total Return Bond Instl
High Yield Bond	PTHIX	Dreyfus High Yld C

INTERNATIONAL EQUITY
Foreign Large Blend	HAINX	Harbor International Instl

Investment model portfolios

We provide two types of investment model portfolios for Trinity Health 401 K Retirement Savings Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for Trinity Health 401 K Retirement Savings Plan

TRINITY HEALTH 401(K) RETIREMENT SAVINGS PLAN

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