TRANSCANADA 401K AND SAVINGS PLAN Investment Model Portfolios

Investment options of TRANSCANADA 401K AND SAVINGS PLAN

Total Available Funds: 26

Asset Class

Ticker

Description

INTERNATIONAL EQUITY
Foreign Large Growth	FDIVX	Fidelity Diversified International Fund

Others
ROOT	CASH	Fidelity rtmt Money Mkt
Target Date 2016-2020	FFFDX	Fidelity Freedom 2020 Fund
Target Date 2011-2015	FFVFX	Fidelity Freedom 2015 Fund
Target Date 2021-2025	FFTWX	Fidelity Freedom 2025 Fund
Target Date 2026-2030	FFFEX	Fidelity Freedom 2030 Fund
Target Date 2031-2035	FFTHX	Fidelity Freedom 2035 Fund
Target Date 2000-2010	FFFCX	Fidelity Freedom 2010 Fund
Target Date 2036-2040	FFFFX	Fidelity Freedom 2040 Fund
Retirement Income	FFFAX	Fidelity Freedom Income Fund
Target Date 2050+	FFFHX	Fidelity Freedom 2050 Fund
Target Date 2041-2045	FFFGX	Fidelity Freedom 2045 Fund
Target Date 2000-2010	FFFBX	Fidelity Freedom 2000 Fund
Target Date 2000-2010	FFFVX	Fidelity Freedom 2005 Fund

US EQUITY
LARGE VALUE	FEQIX	Fidelity Equity Income Fund
MID-CAP VALUE	ARTQX	Artisan Mid Cap Value Fund
Mid-Cap Growth	BARAX	Baron Asset Fund
LARGE GROWTH	FEXPX	Fidelity exp Multinational Fund
LARGE BLEND	FDGFX	Fidelity Dividend Growth Fund
LARGE BLEND	FUSEX	Spartan U.S. Equity Index Fund
SMALL BLEND	RSPFX	RS Partners A Fund
LARGE BLEND	FFIDX	Fidelity Fund
Mid-Cap Growth	FDEGX	Fidelity Aggressive Growth Fund
LARGE GROWTH	HGWYX	Hartford Growth Y Fund

FIXED INCOME
Intermediate-Term Bond	FBIDX	Fidelity U.S. Bond Index Fund
Inflation-Protected Bond	FINPX	Fidelity Inflation Protected Bond

Investment model portfolios

We provide two types of investment model portfolios for TRANSCANADA 401K AND SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for TRANSCANADA 401K AND SAVINGS PLAN

TRANSCANADA 401(K) AND SAVINGS PLAN

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