Investment options of T-MOBILE USA, INC. 401(K) RETIREMENT SAVINGS PLAN & TRUST
Total Available Funds: 32
| Investment Description |
|---|
| T. ROWE PRICE EQUITY INCOME COLLECTIVE TRUST FUND |
| T. ROWE PRICE STABLE VALUE COLLECTIVE TRUST FUND |
| LOOMIS SAYLES CORE PLUS FIXED INCOME COLLECTIVE TRUST FUND |
| VANGUARD INST. TOTAL BOND MARKET INDEX COLLECTIVE TRUST FUND |
| VANGUARD INSTITUTIONAL INDEX COLLECTIVE TRUST FUND |
| VANGUARD INST. EXTENDED MARKET INDEX COLLECTIVE TRUST FUND |
| NEUBERGER BERMAN HIGH INCOME COLLECTIVE TRUST FUND |
| T. ROWE PRICE GROWTH STOCK COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2005 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2010 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2015 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2020 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2025 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2030 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2035 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2040 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2045 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2050 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2055 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2060 COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2065 COLLECTIVE TRUST FUND |
| T. ROWE PRICE U. S. MID- CAP VALUE EQUITY COLLECTIVE TRUST FUND |
| CONESTOGA SMALL CAP GROWTH COLLECTIVE TRUST FUND |
| WESTWOOD QUALITY SMALLCAP MUTUAL FUND |
| AMG TIMESSQUARE MID CAP GROWTH COLLECTIVE TRUST FUND |
| VANGUARD TREASURY MONEY MARKET MONEY MARKET FUND |
| DODGE & COX INTERNATIONAL STOCK MUTUAL FUND |
| VANGUARD INFLATION-PROTECTED SECURITIES MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH MUTUAL FUND |
| VANGUARD DEVELOPED MARKETS INDEX MUTUAL FUND |
| GLOBAL ALL CAP EQUITY INDEX COLLECTIVE TRUST FUND |
| AB GLOBAL CORE EQUITY COLLECTIVE TRUST FUND |
Investment model portfolios
We provide two types of investment model portfolios for T-MOBILE USA, INC. 401(K) RETIREMENT SAVINGS PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for T-MOBILE USA, INC. 401(K) RETIREMENT SAVINGS PLAN & TRUST